no cost emi option
Please review Banks interest rates. No processing charges apply.

Bank 3 month 6 month 9 months 12 months 18 months 24 months 36 months
Axis Bank 12.00% p.a 12.00% p.a 13.00% p.a 13.00% p.a n/a n/a n/a
ICICI Bank 13.00% p.a 13.00% p.a 13.00% p.a 13.00% p.a n/a n/a n/a
Yes Bank 12.00% p.a 12.00% p.a 13.00% p.a 13.00% p.a 14.00% p.a 15.00% p.a n/a
American Express 12.00% p.a 12.00% p.a 12.00% p.a 12.00% p.a n/a n/a n/a
Central Bank of India 13.00% p.a 13.00% p.a 14.00% p.a 14.00% p.a n/a n/a n/a
IndusInd Bank 13.00% p.a 13.00% p.a 13.00% p.a 12.00% p.a 12.00% p.a 12.00% p.a 12.00% p.a
RBL Bank 13.00% p.a 13.00% p.a 13.00% p.a 13.00% p.a 13.00% p.a 13.00% p.a 13.00% p.a
Kotak Mahindra Bank 12.00% p.a 12.00% p.a 14.00% p.a 14.00% p.a 15.00% p.a 15.00% p.a n/a
Corporation Bank n/a 16.00% p.a n/a 18.00% p.a n/a 18.00% p.a n/a
HSBC Bank 12.50% p.a 12.50% p.a 13.50% p.a 13.50% p.a 13.50% p.a n/a n/a
Stardard Chartered Bank 13.00% p.a 13.00% p.a 14.00% p.a 14.00% p.a 15.00% p.a 15.00% p.a n/a

 

Terms and Conditions:

  • Select your preferred EMI option at the time of payment/checkout.
  • Final EMI is calculated on the total value of your order at the time of payment.
  • The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.
  • The minimum order value to avail the EMI payment option is Rs 3,000.
  • This option is available only when the cart contains items.
  • The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.
  • While you will not be charged a processing fee for availing Aurasis EMI option, the interest charged by the bank shall not be refunded by Aurasis.
  • You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

Those who don’t have Bank’s EMI card, they can apply for 0% EMI option with us. To avail, this 0% EMI facility kindly add the product to your cart and select  No EMI card EMI option in payment options. Processing Charges apply. Please keep ready following documents.

  • Pan card
  • Aadhar card
  • Last 3 months banking statement
  • 1 cheque (not to be cancelled)

Note : if a person is staying at rented accommodation, kindly upload latest Rent Agreement & owner’s utility bill

Note: Upon Approval, processing charges will be applied as one time fees as below.

Tenure Processing fees Down Payment
3 months 2% 20%
6 Months 2% 20%
9 months 4% 20%
12 months 4% 20%

 

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